Underwriting Analyst

Our Journey at Keep

At Keep, we embarked on a mission with a powerful question: Why hasn't the banking experience caught up with the rapid pace of technology?

This continues to fuel our passion for reshaping the Canadian fintech landscape. We provide businesses with a comprehensive suite of cross-border banking services, offering everything from credit cards to deposit accounts, currency conversions, and revenue financing.

With a team of seasoned global startup veterans with successful exits, Keep is committed to leading the charge as Canada's next-generation fintech institution. Backed by VCs in the fintech sector, we're racing ahead, expanding our reach and impact like never before.

About the Role

As a pivotal member of our Credit Analysis team at Keep, you'll be instrumental in assessing and managing our credit lines, ensuring seamless and secure financial transactions. You'll play a crucial role in our commitment to providing reliable and innovative financial solutions to businesses across Canada.

Who We're Looking For

• A keen eye for detail with the ability to spot critical insights within complex financial data.

• A team player with exceptional communication skills and the ability to foster strong, collaborative relationships within a dynamic work environment.

• Comfortable working with diverse teams and stakeholders, collaborating effectively to achieve shared goals.

• Proficient in working with Google Sheets and Excel, utilizing these tools to analyze financial data and generate comprehensive reports.

• Adept at adapting to change in a dynamic startup environment, embracing challenges and driving innovation with a flexible and open mindset.

Key Responsibilities

• Credit Line Evaluation: Assess and evaluate credit line applications to determine applicant creditworthiness by analyzing financial statements, credit reports, and other relevant data.

• Credit Limit Determination: Set appropriate credit limits based on financial health, repayment capacity, and risk profiles of applicants.

• Risk Management: Monitor credit line utilization, implementing risk mitigation strategies and ensuring compliance with financial regulations.

• Relationship Management: Foster strong client relationships, providing support and guidance on credit line usage and financial planning.

• Compliance and Regulatory Requirements: Ensure adherence to all relevant financial laws and internal policies.

Why You Should be Excited About This Role

• Shape the future of Canadian fintech with a key role in our transformative mission.

• Drive data strategies and initiatives, contributing significantly to our growth trajectory.

• Join a dynamic team of passionate professionals making a lasting impact in the fintech landscape.

• Work with a dedicated crew that values innovation, collaboration, and continual growth.

• Influence how businesses perceive and utilize cross-border banking solutions in Canada.

Why Join Keep?

• We're obsessed with investing in data-driven solutions and cutting-edge technologies.

• Be a part of a team that's rewriting the playbook for the Canadian fintech industry.

• Data is the fuel for our growth engine, and you'll be in the driver's seat shaping our data strategies.

• Embrace a fully inclusive and remote-friendly company culture that values diversity and work-life balance.

• Help us bring modern banking solutions to businesses, reshaping the banking experience for our customers.

Why This Might Not Be a Good Fit

• If you're a stickler for a highly structured environment with constant hand-holding, you might find our culture of autonomy and trust a bit different.

• If you're more of a slow-and-steady-wins-the-race kind of person, our fast-paced, dynamic environment might be a bit of a rollercoaster.

• Given the nature of our industry and our rapid growth, ambiguity and uncertainty are all part of the ride. If you prefer clear-cut structures or roles, you might find our dynamic environment a bit too adventurous.

• Collaboration is the heartbeat of Keep, and if you prefer to work in your own little bubble without engaging with the wider team, you might find our approach to teamwork a tad unconventional.

What’s the Interview Process Like?

1. Initial screening with our partner TalentLlama.

2. Get on a quick People Screening to understand the cultural fit.

3. Get on a call with Natalia, our Underwriting Lead

4. Dive into an Exercise and Presentation, where you'll showcase your skills through a comprehensive project.

5. References.

6. Offer. 🎉

Want to Learn More?

Head over to our webpage to discover more about us. Take a peek at our Keep-Canada-EI_IE8826883.11,22.htm">Glassdoor profile to see what our Keepers are saying, and stay tuned for exciting updates on our LinkedIn page and learn about our values and benefits on our career page.

Commitment to Diversity and Inclusion

Keep provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity, or gender expression. We are committed to a diverse and inclusive workforce and welcome people from all backgrounds, experiences, perspectives, and abilities.